First Timers Health Insurance
Choose health cover for the stuff you want to use like dental & physio, as well as cover you don’t want to use, for the unexpected like accidents & ambulance.
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85 years of care in SA
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Hospital cover that members stay with
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Big benefits, fast claims
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Award-winning health cover
Get great value health cover for your first time
Choose from a range of Health Partners cover with awesome benefits.
Great value health insurance that's most satisfying.
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Award-winning health cover
Read moreAward-winning health cover
Health Partners were rated as better value for money, more comprehensive cover and better customer service Australia-wide**. Which means you can trust us where it counts.
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Outstanding Value Hospital & Extras cover
Read moreOutstanding Value Hospital & Extras cover
We’ve been awarded Outstanding Value in Hospital & Extras cover in SA by Canstar#. Providing our members with great value health insurance that they can trust and rely on.
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Hospital cover that people stay with
Read moreHospital cover that people stay with
Members stay with our Hospital Cover for a longer time compared with other open health funds, Private Health Insurance Ombudsman, State of Health Funds report 2020 - 2023˜
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Get bigger extras benefits at a reduced cost⁺
Read moreGet bigger extras benefits at a reduced cost⁺
Join hospital cover with Good, Better or Best Extras, and you’ll get a $100 increase on the dental limit and a $100 increase on the core therapies limit including physio/chiro, at a reduced cost. Plus higher benefits for surgical removal of wisdom teeth in hospital on Better or Best Extras.
Join the award-winning health fund**
**Canstar 2019-2024 Most Satisfied Customers - Health Insurer.Compares Health Partners customer responses with average of other brands researched.
Tip: Over 31?
If you are over 31 and getting Hospital Cover for the first time you may be subject to the Government’s Lifetime Health Cover loading. You’ll need to complete your details in the online application including details of any prior cover you may have had to get your personalised quote.
Choose great value private health cover to suit your needs and budget
Get higher extras limits when you combine hospital and extras cover.⁺ Cover prices for a single, starting from:
Basic Hospital Plus
$18
.48*
Per week
Affordable cover for accidents and basic hospital services
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Choice of excess
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Accident cover
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Unlimited Emergency Ambulance
Bronze Hospital Plus
$21
.69*
Per week
Great starter cover for a range of common procedures
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Choice of excess
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No excess for accidents
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Unlimited Emergency Ambulance
Silver Hospital Plus Lite
$27
.30*
Per week
Even more protection with some exclusions to keep costs down
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Choice of excess
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No excess for dependants
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Unlimited Emergency Ambulance
Silver Hospital Plus Advantage
$35
.65*
Per week
High level of cover for a wide range of procedures
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Choice of excess
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No excess for dependants
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Unlimited Emergency Ambulance
Gold Hospital Advantage
$52
.90*
Per week
Top cover that includes pregnancy and birth related procedures
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No excess for dependants
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Unlimited Emergency Ambulance
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No Clinical Category Exclusions
About Hospital Cover
Helps you avoid public system waiting lists and covers costs when you are admitted to a private hospital. Having cover gives you the choice and comfort that the public system can’t.
- Stay in a private room, when available
- Decide where you’ll be treated
- Choose your specialists
- Avoid public system waiting lists
About Extras Cover
Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare:
How can Health Insurance help me save?
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Switch with confidence
Your served waiting periods come with you
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Peace of mind matters
30 days cooling off - to make sure we’re your perfect fit
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Here for your health, not profit
Caring for South Australia’s health for over 85 years
Switch with confidence
Your served waiting periods come with you
Peace of mind matters
30 days cooling off - to make sure we’re your perfect fit
Here for your health, not profit
Caring for South Australia’s health for over 85 years
Busy? We’ll call you back.
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© Copyright Health Partners. 2025 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
© Copyright Health Partners. 2025 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.