Generous Extras You'll Use
Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy and a range of other services.
Get a quick free quote.
The importance of Extras Cover
Extras cover is an important part of Australia's healthcare system, providing coverage for various out-of-hospital health services not typically included in Medicare. It's designed to complement the public healthcare system, helping cover the cost for services such as dental care, optical, physio and a range of other services.
Keep in mind that extras cover generally doesn't cover the full cost of most services. Most policies contribute a percentage of the full cost up to annual limits for each service category. But even partial coverage can make a big difference over time.
For more information about Health Partners extras policies, contact us at 1300 113 113.
Why get Extras Cover?
Extras cover helps you pay for everyday healthcare like dental, optical, physio and more, giving you peace-of-mind and access to essential health services.
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Dental Cover
Learn moreDental Cover
On selected Extras cover you can get 100% back on a dental check-up that includes x-rays and clean at Health Partners Dental or participating dental providers.* Plus, as a Health Partners member you can access 20% off oral health products at Health Partners Dental all year round including take home teeth whitening kits. Search for providers
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Optical Cover
Learn moreOptical Cover
On selected Extras cover you can get 100% back on Optical up to annual limits.* In addition, members can take advantage of 30% off non-prescription sunglasses every day at Health Partners Optical. You’ll also get an unlimited 40% back on prescription eyewear after you’ve used your optical limits per calendar year. Search for providers
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Physiotherapy
Learn morePhysiotherapy
Health Partners members on selected Extras cover can get 100% back on a physio visit per year at participating physio.* Our network of over 55 participating physiotherapists across South Australia offers expert care to help you recover from injuries, manage chronic pain, or improve your overall mobility. Search for providers
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Pharmacy
Learn morePharmacy
As a Health Partners Extras member can save on scripts^ and get an unlimited 20% off at our participating pharmacies on the full price of most non-prescription everyday items. This means you’ll pay less for items like cosmetics, vitamins, giftware, skincare and over the counter medicines.† Terms, conditions and exclusions apply. Search for providers.
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Plus, cover for a range of other services
Learn morePlus, cover for a range of other services
Depending on your level of chosen cover, enjoy peace of mind with cover for a range of additional healthcare services, including Chiropractic / Osteopathic, Major Dental treatments, Orthodontic, Podiatry, Hearing Aids and much more. Choose your cover to suit your lifestyle and health needs.
^PBS prescriptions that are not already subsidised by the Government and Private and compounding prescriptions. No benefits apply to Government subsidised scripts. Speak to your pharmacist to understand if your script is subsidised. Including vaccinations, hormone implants, allergen implants and IVF-associated drugs. Waiting periods may apply.
About Extras Cover
Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare. Depending on your level of cover, Extras cover could help cover expenses like:
- Dental: Check-ups, cleanings, x-rays and more.
- Optical: Prescription glasses, Prescription sun-glasses and contact lenses.
- Pharmacy: Enjoy unlimited 20% off most full prices non-prescription items across 50 participating pharmacies.†
- Physiotherapy: Treatment of injury, illness or disability through movement and exercise.
- & much more.
With Health Partners you'll get a range of extras benefits
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Get 100% back on a Dental Check-up
Read moreGet 100% back on a Dental Check-up
On selected extras everybody gets 100% back on a proper Dental Check-up that includes x-rays and clean at Health Partners Dental or participating dental providers.* Search for providers
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Get 100% back on your Optical Limit
Read moreGet 100% back on your Optical Limit
On selected extras get 100% back on your optical limit for prescription eyewear, like glasses, sunglasses and contacts at Health Partners Optical or recognised optical providers.* Search for providers
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Get 100% back on a Physio Visit
Read moreGet 100% back on a Physio Visit
On selected extras everybody gets 100% back on a physio visit at participating physiotherapists.* Search for providers
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Get bigger extras benefits at a reduced cost⁺
Read moreGet bigger extras benefits at a reduced cost⁺
Join hospital cover with Good, Better or Best Extras, and you’ll get a $100 increase on the dental limit and a $100 increase on the core therapies limit including physio/chiro, at a reduced cost. Plus higher benefits for surgical removal of wisdom teeth in hospital on Better or Best Extras.
Choose award-winning health cover
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Most Satisfied Health Insurance Customers. 6 years running.
2019-2024 Canstar Award Winner**
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Most Trusted, Legendary Service and Most Loved
2024 Finder Customer Satisfaction Award Winner^^
**Canstar 2019-2024 Most Satisfied Customers - Health Insurer. Compares Health Partners customer responses with average of other brands researched. ^^2024 Finder Health Insurance Customer Satisfaction Awards – Rated first place for Most Trusted Brand, Most Loved Brand, and Legendary Customer Service.
Choose great value private health cover to suit your needs and budget
Get higher extras limits when you combine hospital and extras cover.⁺ Cover prices for a single, starting from:
Base Extras
$4
.76*
Per week
Affordable cover for common services
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100% Back
A Dental Check-up, including clean and x-rays
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On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
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A Physio Visit
Good Extras
$9
.75*
Per week
Mid-level cover, featuring higher benefits for a range of services like chiro and podiatry
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100% Back
A Dental Check-up, including clean and x-rays
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On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
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A Physio Visit
Better Extras
$15
.41*
Per week
High level of cover, with more generous limits on a wide range of services
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100% Back
2 x Dental Check-ups, including clean and x-rays
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On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
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A Physio Visit
Best Extras
$21
.20*
Per week
Comprehensive cover, with the highest limits on the widest range of services for total peace-of-mind
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100% Back
2 x Dental Check-ups, including clean and x-rays
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On your Optical Limit for prescription eyewear, like glasses, sunglasses and contact lenses
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2 x Physio Visits
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85 years of care in SA
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Hospital cover that members stay with
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Big benefits, fast claims
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Award-winning health cover
Extras Waiting Periods
Typically, there's a 2-month waiting period before you can claim benefits for most extras. However, some services require a longer 12-month waiting period. Check the Individual Cover Details for specific information.
If you're switching from another fund, your previously served waiting periods transfer with you. This means you won't have to re-serve waiting periods for equivalent services. Find out more information on waiting periods.
| Service | Waiting Period |
|---|---|
| Major Dental | 12 months |
| Orthodontics | 12 months |
| Aids and Appliances | 12 months |
Not all benefits are available on all covers.
Frequently Asked Questions
Find more important information about Australian Private Health Insurance
Articles
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Health Partners wins big at the 2024 Finder Customer Satisfaction Awards
Customers have awarded Health Partners with multiple wins at the 2024 Finder Customer Satisfaction Awards, winning Most Loved, Most Trusted, and Legendary Service in Australian health insurance.
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What is the Lifetime Health Cover loading?
Lifetime Health Cover (LHC) is an Australian Government initiative designed to encourage you to take out hospital cover earlier in life, and to keep it. It’s added onto your hospital premium if you wait until after you’re 31 to take it out. Each year you delay, your loading increases by 2%, to a max of 70%.
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Skip the waiting period on selected Extras
Health Partners offers promotions from time to time that allow customers to skip the 2-month waiting period on most extras (excluding dental extractions)
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Your waiting periods switch with you
You won’t need to re-serve equivalent waits
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30 day cooling off period
To make sure you’re happy
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Not-for-profit, we’re in it for you
Caring for members’ health for over 85 years
Your waiting periods switch with you
You won’t need to re-serve equivalent waits
30 day cooling off period
To make sure you’re happy
Not-for-profit, we’re in it for you
Caring for members’ health for over 85 years
Busy? Get a call back
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© Copyright Health Partners. 2024 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
© Copyright Health Partners. 2024 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.