Generous Extras You'll Use
Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy and a range of other services.
Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy and a range of other services.
Extras cover is an important part of Australia's healthcare system, providing coverage for various out-of-hospital health services not typically included in Medicare. It's designed to complement the public healthcare system, helping cover the cost for services such as dental care, optical, physio and a range of other services.
Keep in mind that extras cover generally doesn't cover the full cost of most services. Most policies contribute a percentage of the full cost up to annual limits for each service category. But even partial coverage can make a big difference over time.
For more information about Health Partners extras policies, contact us at 1300 113 113.
Extras cover helps you pay for everyday healthcare like dental, optical, physio and more, giving you peace-of-mind and access to essential health services.
On selected Extras cover you can get 100% back on a dental check-up that includes x-rays and clean at Health Partners Dental or participating dental providers.* Plus, as a Health Partners member you can access 20% off oral health products at Health Partners Dental all year round including take home teeth whitening kits. Search for providers
On selected Extras cover you can get 100% back on Optical up to annual limits.* In addition, members can take advantage of 30% off non-prescription sunglasses every day at Health Partners Optical. You’ll also get an unlimited 40% back on prescription eyewear after you’ve used your optical limits per calendar year. Search for providers
Health Partners members on selected Extras cover can get 100% back on a physio visit per year at participating physio.* Our network of over 55 participating physiotherapists across South Australia offers expert care to help you recover from injuries, manage chronic pain, or improve your overall mobility. Search for providers
As a Health Partners Extras member can save on scripts^ and get an unlimited 20% off at our participating pharmacies on the full price of most non-prescription everyday items. This means you’ll pay less for items like cosmetics, vitamins, giftware, skincare and over the counter medicines.† Terms, conditions and exclusions apply. Search for providers.
Depending on your level of chosen cover, enjoy peace of mind with cover for a range of additional healthcare services, including Chiropractic / Osteopathic, Major Dental treatments, Orthodontic, Podiatry, Hearing Aids and much more. Choose your cover to suit your lifestyle and health needs.
^PBS prescriptions that are not already subsidised by the Government and Private and compounding prescriptions. No benefits apply to Government subsidised scripts. Speak to your pharmacist to understand if your script is subsidised. Including vaccinations, hormone implants, allergen implants and IVF-associated drugs. Waiting periods may apply.
Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare. Depending on your level of cover, Extras cover could help cover expenses like:
Typically, there's a 2-month waiting period before you can claim benefits for most extras. However, some services require a longer 12-month waiting period. Check the Individual Cover Details for specific information.
If you're switching from another fund, your previously served waiting periods transfer with you. This means you won't have to re-serve waiting periods for equivalent services. Find out more information on waiting periods.
Service | Waiting Period |
---|---|
Major Dental | 12 months |
Orthodontics | 12 months |
Aids and Appliances | 12 months |
Not all benefits are available on all covers.
Customers have awarded Health Partners with multiple wins at the 2024 Finder Customer Satisfaction Awards, winning Most Loved, Most Trusted, and Legendary Service in Australian health insurance.
Lifetime Health Cover (LHC) is an Australian Government initiative designed to encourage you to take out hospital cover earlier in life, and to keep it. It’s added onto your hospital premium if you wait until after you’re 31 to take it out. Each year you delay, your loading increases by 2%, to a max of 70%.
Health Partners offers promotions from time to time that allow customers to skip the 2-month waiting period on most extras (excluding dental extractions)
You won’t need to re-serve equivalent waits
To make sure you’re happy
Caring for members’ health for over 85 years
You won’t need to re-serve equivalent waits
To make sure you’re happy
Caring for members’ health for over 85 years
© Copyright Health Partners. 2024 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
© Copyright Health Partners. 2024 All Rights Reserved.
Health Partners is committed to providing quality and affordable health care, and we value our members and our obligation to protect your privacy. As part of our responsibility in protecting your privacy, from time to time we review our policies to ensure we are meeting our obligations. We have recently made some updates to our Privacy Policy. Please click here to view the Health Partners Privacy Policy.
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