Generous Extras You'll Use

Look after yourself with Extras Cover that gives you affordable access to things you’ll actually use, like Dental, Optical, Physio and Pharmacy and a range of other services.

Get a quick free quote.

The importance of Extras Cover

Extras cover is an important part of Australia's healthcare system, providing coverage for various out-of-hospital health services not typically included in Medicare. It's designed to complement the public healthcare system, helping cover the cost for services such as dental care, opticalphysio and a range of other services.

Keep in mind that extras cover generally doesn't cover the full cost of most services. Most policies contribute a percentage of the full cost up to annual limits for each service category. But even partial coverage can make a big difference over time.

For more information about Health Partners extras policies, contact us at 1300 113 113.


Why get Extras Cover?

Extras cover helps you pay for everyday healthcare like dental, optical, physio and more, giving you peace-of-mind and access to essential health services.

^PBS prescriptions that are not already subsidised by the Government and Private and compounding prescriptions. No benefits apply to Government subsidised scripts. Speak to your pharmacist to understand if your script is subsidised. Including vaccinations, hormone implants, allergen implants and IVF-associated drugs. Waiting periods may apply.


About Extras Cover

Extras cover reduces your out-of-pocket costs for health services that generally aren’t covered by Medicare. Depending on your level of cover, Extras cover could help cover expenses like: 

  • Dental: Check-ups, cleanings, x-rays and more.
  • Optical: Prescription glasses, Prescription sun-glasses and contact lenses.
  • Pharmacy: Enjoy unlimited 20% off most full prices non-prescription items across 50 participating pharmacies.†
  • Physiotherapy: Treatment of injury, illness or disability through movement and exercise.
  • & much more.

With Health Partners you'll get a range of extras benefits

Choose award-winning health cover

  • Most Satisfied Health Insurance Customers. 6 years running. 

    2019-2024 Canstar Award Winner**

  • Most Trusted, Legendary Service and Most Loved

    2024 Finder Customer Satisfaction Award Winner^^

Find out more Get a quote

**Canstar 2019-2024 Most Satisfied Customers - Health Insurer. Compares Health Partners customer responses with average of other brands researched. ^^2024 Finder Health Insurance Customer Satisfaction Awards – Rated first place for Most Trusted Brand, Most Loved Brand, and Legendary Customer Service.


Choose great value private health cover to suit your needs and budget

Get higher extras limits when you combine hospital and extras cover.⁺ Cover prices for a single, starting from:

Extras Waiting Periods

Typically, there's a 2-month waiting period before you can claim benefits for most extras. However, some services require a longer 12-month waiting period. Check the Individual Cover Details for specific information.

If you're switching from another fund, your previously served waiting periods transfer with you. This means you won't have to re-serve waiting periods for equivalent services. Find out more information on waiting periods.

ServiceWaiting Period
Major Dental12 months
Orthodontics12 months
Aids and Appliances12 months

Not all benefits are available on all covers.


Frequently Asked Questions









Disclaimers

*Premiums displayed are for applicants in SA entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading and $750 excess (relating to Hospital Cover only), and paid via direct debit. Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Base, Good, Better, Best, Combined Good, Combined Better and Combined Best Extras when using Health Partners Dental, participating dentists, Health Partners Optical, recognised optical providers and participating physiotherapists or hospital, and may relate to specific item numbers or incorporate further terms and conditions. 20% Pharmacy discount applies to the full price of most non-prescription items at Participating Pharmacies, to eligible Health Partners members with Extras cover. Conditions and exclusions apply, refer to www.healthpartners.com.au/pharmacy-benefits for full details and to find your nearest Provider.

Refer to hospital cover details, extras cover details and the Health Partners Member Guide for more information.

**Canstar 2019-2024 Most Satisfied Customers - Health Insurer. Compares Health Partners customer responses with average of other brands researched.

+Higher extras limits on Dental and Core Therapies when taking out Hospital & Extras cover, at a reduced premium for Extras cover compared to Extras only. Available on selected Extras cover. Benefits vary according to cover level. Waiting periods, limits and conditions apply.

^^Finder Health Insurance Customer Satisfaction Awards 2024

†20% Discount applies on the pharmacies full item price of most non-prescription products on presentation of Health Partners membership card for members with extras products, but excludes agency items (i.e. X-Lotto), selected franchise brands (i.e. Chanel) and schedule 3 recordable medicines. Discount only available at Health Partners participating pharmacies. Pharmacies may choose, at their discretion, to apply the discount to items already discounted. A pharmacy is not required to honour their loyalty club program discount & the Health Partners discount in the same transaction. Unlimited use. Conditions are in accordance with agreements held with our preferred pharmacies, which may change from time to time.

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